SpeedySales © – How We Can Help

We act fast. We will discuss your situation and gather vital information to assess your current situation. We treat each situation sympathetically, and know that everybody’s case is unique. We work with you. We find out what you want to achieve, and wherever possible work towards providing a solution which meets your goals.

If you are unable to reach agreement with your lender to secure your home – rather than ‘throwing in the towel’ and losing your home, we can offer flexible alternatives that will allow you to stay in your home.

If we are able to provide a solution to your situation, we will cover your legal fees to allow representation by repossession specialist lawyers. They can act quickly and secure time on your behalf by contacting the lender, making applications to court, and attending at court – It is never too late. Even the day before eviction, our lawyers may be able to secure the time to allow you to stay in your home.

At no point will we charge you for any of the services provided. We cover all the costs, including legal fees (ours and yours), surveyor’s fees, and court fees.

Here are some of the common flexible options available:

Straight Purchase

We can buy your house – this avoids repossession (and credit black listing and a CML repossession registry entry). If you have sufficient to clear the mortgage account, surplus equity can release cash for your immediate use. This can go towards a new house, rental deposit, or to simply help you get back on your feet Sell and Buy Back.

We can buy your house, and rent it back to you at the market rate sometimes we can even agree a rent free period, giving you time and breathing space to clear other debts

Sell With an Option to Buy Back

Prior to buying your home from you, we can give you an option to buy back your home, for an agreed price, within a certain period of time – typically up to 2 years Option Payment to clear Arrears with Buy Out Provision

If your arrears are a short term ‘cash flow’ issue, we can provide immediate funds to clear your debt and to remove the threat of eviction. This is secured by an option to buy to your home in our favour, which is not implemented for an agreed period of time (usually between 6-9 months). This can include payment of your ongoing monthly mortgage payments, so you need not worry about falling behind again. You then have some breathing space to sell your house in a controlled manner at the full market value – you then buy out our option for an agreed fee – you pocket the cash equity.

Being repossessed? Call us today for a confidential chat on 0208 245 4543

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